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For others, they would prefer to categorize transactions themselves. It forces them to look at each entry, understand how they spent money, and then properly categorize the expense. Tiller does offer an auto-category tool that you can use to automatically categorize transactions based on the description.

There is no right or wrong here. It comes down to preference. You get a day free trial. YNAB is ideal for those looking just for a budgeting tool.

In my view, there is no better app when it comes to creating a budget. The tool makes it easy to budget by category based on the money you actually have in the bank. As with other tools, you can connect your bank accounts and credit cards to YNAB. This allows for real-time updates so that you can track your spending throughout the month. You can try it free for 34 days.

The cost is the biggest downside to YNAB. PocketSmith started out as a calendar to plan upcoming income and expenses. You can synch your accounts with PocketSmith. You can also see your income and spending in a handy calendar view. It can create a budget for you based on past spending. It also has a cash flow feature that maps income and spending by date range. While there is a free version of PocketSmith, it requires manual data entry.

If you have a lot of data in Quicken or Mint , CountAbout may be the budgeting tool for you. It has a feature enabling you to import data from Quicken or Mint. CountAbout enables you to download transactions from your bank and customize both income and expense categories. You can even attach receipt images to expense transactions.

You can set up recurring transactions and generate financial reports. For the features you get, the cost is very reasonable. With so many apps going online, Moneydance takes a different approach. QuickBooks EasyStart AceMoney Lite. Kit-Design Master Release. Nero Platinum. Mouse Speed Switcher. Container Loading Calculator. Vocal Parts.

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